Debt – The Bane of a Happy Life

Getting into debt is far easier than getting out of it. That’s really overstating the obvious but that’s how people get into financial muddles and messes that can ruin lives leading to depression, disillusionment and even result in loss of life. So, getting into debt is a dangerous situation that otherwise mar a peaceful, happy… Continue reading Debt – The Bane of a Happy Life

SBA Offer In Compromise (OIC) Settlement Amount: How Is It Determined?

How much should I expect to settle on with my OIC? The answer to this is complicated. It is determined by multiple factors, which I will describe below. Background: When a borrower who has a bank loan, guaranteed by the SBA, goes into default, the borrower has the option of seeking protection by filing a… Continue reading SBA Offer In Compromise (OIC) Settlement Amount: How Is It Determined?

Credit Card Free Life And Debt Settlement – Understanding How To Spend Sensibly

Debt Settlement People having huge debits, often are inclined towards a debt settlement also known as credit settlement, in which both the lender and the borrower reach to an agreement of settling the debt at a reduced amount, which will be considered as the final and full payment. Why a debit settlement lawyer? Many credit… Continue reading Credit Card Free Life And Debt Settlement – Understanding How To Spend Sensibly

What Is Debt Review and Does the Process Really Provide Relief From Debt?

How Does Being Under Debt Relief Ease Your Debt Burden? Being under debt review is a legal process that is included in the National Credit Act (NCA) of South Africa that was created to provide overindebted consumers a way to pay their creditors without being overwhelmed with their dire financial situation. While it can be… Continue reading What Is Debt Review and Does the Process Really Provide Relief From Debt?

How to Remain Debt-Free Forever

Financial liabilities can be very depressing. Debt can even ruin your whole life. These arrears can include household bills, credit card payments, hospitalization expenses, auto loans, and housing mortgage. The problem can be bigger if you fail to resolve any debt issues right away. Your goal should be to settle all these the soonest and… Continue reading How to Remain Debt-Free Forever

Struggling With Debt?

During your lifetime you are more than likely to experience some form of debt. With student loans, mortgages, credit cards and financing your car, it is a real possibility that during some period of your life you will owe someone else money. Over the last 10 years it has become increasingly more common to borrow… Continue reading Struggling With Debt?