Fix My Credit Score Now

There’s a surplus of ways to harm your credit score such as running up student loans. Luckily, with some diligence and hard work, there are also a surplus of ways to fix your credit. So, if you’ve stumbled into a bad situation and found yourself wondering, “Yikes! How can I fix my credit score now?”, […]

Continue Reading

Tips to Improve Your CIBIL Score

A good CIBIL score can help you in achieving many of your life goals with ease. Whether its that dream house that you have been planning or the dream vacation, you have been coveting, access to credit can ease the process substantially. A bad CIBIL score on the other hand can make access to credit […]

Continue Reading

Five Reasons to Check Your Credit Report

As credit cards are widely used nowadays, a credit report is one additional thing people should pay attention to besides the amount of money they have to pay in the due date. Why so? Well, perhaps you think that the report is just a list of expenses and the details during one particular period, but […]

Continue Reading

Common Questions About Credit Scores

I get a lot of questions about credit scores. Here are some of the most common questions (and of course my answers): Can I get a mortgage with a credit score of 450? If you get one, it won’t be a mortgage you want. Credit scores are calculated using a variety of models that have […]

Continue Reading

Mortgages – The Best Time to Finance

If you have already decided to purchase a home and you don’t have the luxury of waiting for a market change, your lending rate will in large part depend on the market. If you have time to decide when to jump into the mortgage market, then research mortgage rate forecasts for the next year. If […]

Continue Reading